{"id":3544,"date":"2026-03-24T05:41:50","date_gmt":"2026-03-24T05:41:50","guid":{"rendered":"https:\/\/sotpost.com\/?p=3544"},"modified":"2026-03-24T05:41:51","modified_gmt":"2026-03-24T05:41:51","slug":"kosovaret-te-zhytur-ne-kredi","status":"publish","type":"post","link":"https:\/\/sotpost.com\/?p=3544","title":{"rendered":"Kosovar\u00ebt t\u00eb zhytur n\u00eb kredi"},"content":{"rendered":"\n<p>Kamatat e larta n\u00eb Kosov\u00eb, nuk e kan\u00eb ndalur k\u00ebrkes\u00ebn p\u00ebr kredi n\u00eb Kosov\u00eb. Sipas t\u00eb dh\u00ebnave nga Shoqata e Bankave t\u00eb Kosov\u00ebs, n\u00eb vitin 2025 jan\u00eb l\u00ebshuar kredi t\u00eb reja mbi 2 milion\u00eb euro. Nd\u00ebrkaq, p\u00ebrfaq\u00ebsuesit e bizneseve thon\u00eb se normat e larta dhe kriteret e ashpra p\u00ebr marrjen e kredive kan\u00eb shtuar fenomenin e fajdes\u00eb n\u00eb Kosov\u00eb.<\/p>\n\n\n\n<p>N\u00eb Kosov\u00eb, kamatat e kredive jan\u00eb rritur ndjesh\u00ebm vitin e fundit, duke r\u00ebnduar k\u00ebshtu buxhetet familjare dhe planet e investimeve t\u00eb bizneseve.<\/p>\n\n\n\n<p>Sipas t\u00eb dh\u00ebnave nga Shoqata e Bankave t\u00eb Kosov\u00ebs, n\u00eb nj\u00eb p\u00ebrgjigje p\u00ebr Radio Kosov\u00ebn theksohet se gjat\u00eb vitit 2025 n\u00eb Kosov\u00eb jan\u00eb l\u00ebshuar kredi t\u00eb reja n\u00eb vler\u00eb prej 2.684 milion\u00eb euro. Si\u00e7 thon\u00eb ata, ky trend n\u00eb vitin 2026 pritet t\u00eb mbetet rrit\u00ebs, duke reflektuar k\u00ebrkes\u00ebn e vazhdueshme p\u00ebr financim dhe zhvillimin e vazhduesh\u00ebm t\u00eb sektorit bankar. \u201cMesatarja e norm\u00ebs se interesit n\u00eb fund t\u00eb vitit 2025 p\u00ebr kredi familjare \u00ebsht\u00eb 6.37%, nd\u00ebrsa p\u00ebr biznese 7.06%\u201d, thuhet n\u00eb p\u00ebrgjigjen e Shoqat\u00ebs s\u00eb Bankave t\u00eb Kosov\u00ebs.<\/p>\n\n\n\n<p>Nd\u00ebrkaq, n\u00eb Aleanc\u00ebn Kosovare t\u00eb Bizneseve thon\u00eb se k\u00ebto norma nuk p\u00ebrb\u00ebjn\u00eb ndihm\u00eb financiare, por jan\u00eb nj\u00eb barr\u00eb q\u00eb rrit varf\u00ebrin\u00eb dhe v\u00ebshtir\u00ebson situat\u00ebn financiare t\u00eb familjeve dhe fermer\u00ebve.<br>Kryetari i Aleanc\u00ebs Kosovare t\u00eb Biznese, Agim Shahini, duke folur p\u00ebr Radio Kosov\u00ebn thot\u00eb se bizneset vendore po mundohen t\u00eb jen\u00eb aktive, produktive dhe t\u00eb q\u00ebndrueshme kund\u00ebr konkurrenc\u00ebs.<\/p>\n\n\n\n<p>\u201cKjo k\u00ebrkon mb\u00ebshtetje financiare dhe e vetmja m\u00ebnyr\u00eb jan\u00eb bankat komerciale t\u00eb cilat kan\u00eb nj\u00eb interes t\u00eb lart\u00eb dhe institucionet mikrofinanciare dhe kjo e v\u00ebshtir\u00ebson situat\u00ebn e qytetarit, biznesit dhe koh\u00ebn e fundit fenomeni i fajdes\u00eb \u00ebsht\u00eb aktivizuar sepse jan\u00eb ashp\u00ebrsuar kriteret p\u00ebr t\u00eb marr\u00eb kredi\u201d, tha Shahini.<\/p>\n\n\n\n<p>T\u00eb dh\u00ebnat e fundit nga Shoqata e Bankave thon\u00eb se nga gjithsej 6,666 milion\u00eb euro t\u00eb l\u00ebshuara nga sektori bankar, 57.8% t\u00eb kredive jan\u00eb p\u00ebr biznese, nd\u00ebrsa 41.9% jan\u00eb kredi familjare.<\/p>\n","protected":false},"excerpt":{"rendered":"Kamatat e larta n\u00eb Kosov\u00eb, nuk e kan\u00eb ndalur k\u00ebrkes\u00ebn p\u00ebr kredi n\u00eb Kosov\u00eb. Sipas t\u00eb dh\u00ebnave nga&hellip;\n","protected":false},"author":2,"featured_media":3545,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[148,149],"tags":[],"class_list":{"0":"post-3544","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-lajme","8":"category-ekonomi","9":"cs-entry","10":"cs-video-wrap"},"_links":{"self":[{"href":"https:\/\/sotpost.com\/index.php?rest_route=\/wp\/v2\/posts\/3544","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sotpost.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sotpost.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sotpost.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/sotpost.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3544"}],"version-history":[{"count":1,"href":"https:\/\/sotpost.com\/index.php?rest_route=\/wp\/v2\/posts\/3544\/revisions"}],"predecessor-version":[{"id":3546,"href":"https:\/\/sotpost.com\/index.php?rest_route=\/wp\/v2\/posts\/3544\/revisions\/3546"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sotpost.com\/index.php?rest_route=\/wp\/v2\/media\/3545"}],"wp:attachment":[{"href":"https:\/\/sotpost.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3544"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sotpost.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=3544"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sotpost.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=3544"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}